Why us

Mortgage brokers have expertise in residential and other property loans. They can also play an important role in helping businesses find and secure commercial and asset finance at competitive rates, by leveraging their network of lending institutions. With so many lenders and products to choose from, it’s important to get the right business funding mix… Read more »

Mortgage brokers are required to provide you with a Key Facts document about their services that details any fees or commission they charge or earn. You will also be provided with a Key Facts Illustration (KFI) about the specific mortgage being recommended. Details of your broker’s fees can be found in KFI. Details of any… Read more »

There’s an awful lot to think about when choosing the right mortgage. It’s not as simple as just opting for the cheapest fixed or tracker rate mortgage you can find! Mortgage brokers have to be qualified to give you mortgage advice, whereas you may not get that kind of guarantee if you ring up a… Read more »

Mortgage advice tailored to your situation is a service. In order for the mortgage broker to be able to offer this service they need to make money. They do this by the following: Commission. Lenders and insurers pay the mortgage broker commission for putting your business their way.

A mortgage broker will look for the most suitable mortgage for you. They aren’t on the lender’s side, they’re on yours, and they’ll give you access to far more products than if you went direct. You’d get unbiased advice and could choose from a range of lenders and subsequent products, rather than being restricted to… Read more »

Mortgages are a lot more difficult than they first appear. Knowing what rate, what term, what lender, what features and what insurance to get are all time-consuming and complex matters. Comparing mortgages on a site like moneyfacts.co.uk is a good place to start – it’s great to get an idea of what’s out there. But… Read more »

An important thing to understand is that when you receive mortgage advice, your mortgage broker has a duty of care to you. They have to recommend a suitable mortgage and be able to justify why the particular mortgage they have chosen is right for you. If their advice is not up to scratch, you can… Read more »

Mortgage criteria has tightened massively over the past few years, with the Mortgage Market Review being the latest, and arguably widest-ranging, development. It’s been designed to ensure borrowers can prove affordability, even in the event of a rate rise, and those extra checks have understandably increased application times. That’s why it’s so important to stay… Read more »